投资成长日记
隐私政策
更新日期：2026 年 7 月 23 日
适用版本：2.1 及以上
「投资成长日记」是一款个人本地投资写作与复盘工具。我们不运营后端服务，不创建账户，也不会把你的日记同步到开发者服务器。
我们收集哪些数据？
本应用不会向开发者收集、上传、出售或共享你的个人数据。
日记、复盘、关注列表、原则与本地偏好仅保存在你的设备中。删除应用可能同时删除这些本地内容，请在需要时使用应用内导出功能自行备份。
设备权限
权限
用途
数据处理
麦克风
可选的语音听写
用于将语音转换为日记文字；开发者不接收音频
语音识别
可选的语音转文字
优先使用设备端识别；系统必要时可能由 Apple 的语音服务处理
Face ID / 设备密码
可选的本地隐私锁
验证由 iOS 在设备上完成，本应用无法读取生物特征模板
照片
可选的个人头像
所选图片仅用于本机头像，不上传至开发者服务器
通知
可选的记录与复盘提醒
提醒计划由系统在设备上管理
本地存储与偏好
应用使用本机 App 沙盒、UserDefaults 与 Keychain 保存内容和设置，例如隐私锁、提醒、外观、冷静期券商选择及勋章计数。这些数据不会由开发者收集。
第三方应用跳转
冷静期结束后，你可以选择打开自己已安装的券商客户端。本应用：
- 不传递证券账户、密码、资产或下单参数；
- 不提供证券经纪、交易执行、跟投或资产托管；
- 与任何被打开的券商应用不存在隶属、代理或合作承诺。
分析、广告与追踪
本应用不接入第三方广告或行为分析 SDK，不进行跨 App 追踪，也不使用你的日记建立广告画像。
儿童隐私
本应用面向成年人，不以 13 岁以下儿童为目标用户，且不运营用于收集儿童信息的服务器。
政策变更
如果未来增加云同步、账户、联网服务或第三方 SDK，我们会在相关功能上线前更新本政策，并按适用要求进行提示。
免责声明
本应用仅供个人记录情绪、想法与复盘习惯使用，不构成投资建议、招股说明书或投资咨询。投资有风险，决策与盈亏由用户自行承担。
Investment Journal
Privacy Policy
Last updated: July 23, 2026
Applies to version 2.1 and later
Investment Journal is a personal, on-device tool for investment journaling and review. We do not operate backend services, create accounts, or sync your journals to the developer's servers.
What data do we collect?
This app does not collect, upload, sell, or share your personal data with the developer.
Journals, reviews, watchlist items, principles, and local preferences stay on your device. Deleting the app may also delete this local content, so use the in-app export feature when you need a backup.
Device permissions
Permission
Purpose
Data handling
Microphone
Optional voice dictation
Converts speech into journal text; the developer does not receive audio
Speech recognition
Optional speech-to-text
Uses on-device recognition when available; Apple system services may process speech when required
Face ID / device passcode
Optional local privacy lock
Authentication runs on-device through iOS; the app cannot read biometric templates
Photos
Optional profile photo
The selected image is used on-device and is not uploaded to the developer
Notifications
Optional journal and review reminders
Notification schedules are managed on-device by the system
Local storage and preferences
The app uses its on-device sandbox, UserDefaults, and Keychain for content and settings such as the privacy lock, reminders, appearance, broker selection after the cooling period, and badge counts. The developer does not collect this data.
Third-party app links
After the cooling period, you may choose to open a broker app already installed on your device. This app:
- Does not pass brokerage credentials, passwords, assets, or order parameters;
- Does not provide brokerage, trade execution, copy trading, or asset custody;
- Makes no affiliation, agency, or partnership claim with any broker app it opens.
Analytics, advertising, and tracking
This app does not integrate third-party advertising or behavioral analytics SDKs, perform cross-app tracking, or use your journals to build advertising profiles.
Children's privacy
This app is intended for adults and is not directed to children under 13. We do not operate servers that collect children's information.
Policy changes
If cloud sync, accounts, online services, or third-party SDKs are added later, we will update this policy before those features launch and provide notice as required.
Disclaimer
This app is for personal mood, thought, and review journaling only. It is not investment advice, a prospectus, or investment consulting. Investing involves risk, and users are responsible for their decisions and outcomes.